Our new lineup-up of checking accounts offer more features than ever before. We now offer membership benefits that include a Payment Card and Personal Identity Protection Plan, Emergency Travel Assistance, shopping discounts, and much more. A side-by-side comparison of our checking accounts can be found here

Gold Checking

This is our best account for those under 50 years old. You get an unlimited checking account with no minimum balance requirements that pays interest and includes a whole regiment of membership benefits for only $6.00 per month.

Attributes:

1. No Opening Balance Requirements
2. No Minimum Balance Requirements
3. Only $6.00 Monthly Membership Fee
4. Pays a Tiered Interest Rate
5. Free Shazam®Chek/ATM Card
6. Free Internet Banking and Bill Payment
7. Membership Benefits including a Pharmacy, Vision and Hearing Program
8. Additional Benefits:
   • Check Images Returned
   • Free Check Safekeeping
   • Free Telephone Banking
   • Free Branded Checks or $4.00 off any style
   • Free Traveler’s Checks

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First Free Checking

A Free, Full-Featured Checking Account suitable for students or anyone else that doesn’t need to receive an image of their checks.

Attributes:

1. No Opening Balance Requirement
2. No Minimum Balance Requirement
3. No Fees
4. Does not pay Interest
5. Free Shazam®Chek/ATM Card
6. Free Internet Banking and Bill Payment
7. Additional Benefits:
   • Unlimited Check Writing
   • Unlimited Deposits
   • Free Check Safekeeping (Check Images not returned)
   • Free Telephone Banking
   • Free Starter Duplicate Checks
   • Free Traveler’s Checks
   • Membership Benefits available for $4.00 per month

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First Investment Checking

This is our "Now" checking account that pays interest and has no service charge or check charge as long as a minimum balance is maintained. This is a good account for those that can maintain a higher balance.

Attributes:

1. Opening Balance : $500.00
2. Minimum Balance to Avoid Service Charge : $1,200
3. Fees :
   • $10.00 monthly service charge if average balance falls below $1,200
   • $0.25 for each check over 20 per month if average balance falls below $1,200
   • $0.25 for each deposited item over 40 per month
4. Pays a Tiered Interest Rate.
5. Free Shazam®Chek/ATM Card
6. Free Internet Banking and Bill Payment
7. Additional Benefits:
   • Check Images Returned
   • Free Check Safekeeping
   • Free Telephone Banking
   • Free Starter Checks
   • Free Traveler’s Checks
   • Membership Benefits available for $4.00 per month

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First Money Market

If you write few checks per month and can carry a higher balance, this account may be right for you.

Attributes:

1. Opening Balance : $500.00
2. Minimum Balance to Avoid Service Charge : $1,500
3. Fees :
   • $10.00 monthly service charge if average balance falls below $1,500
   • $2.00 for each debit over 6 per month
   • $0.25 for each deposited item over 40 per month
4. Pays a Tiered Interest Rate
5. Free Internet Banking
6. Bill Pay Not Available
7. Additional Benefits:
   • Check Images Returned
   • Free Check Safekeeping
   • Free Telephone Banking
   • Free Branded Checks or $4.00 off any style
   • Free Traveler’s Checks
   • Membership Benefits available for $4.00 per month

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Premier 50 Checking

This account is for our customers 50 years young and better. It is a free, unlimited checking, interest bearing account where you receive your images and includes our bonus benefits.

Attributes:

1. No Opening Balance Requirements
2. No Minimum Balance Requirements
3. No Monthly Fees
4. Pays a Tiered Interest Rate
5. Free Shazam®Chek/ATM Card
6. Free Internet Banking and Bill Payment
7. Membership Benefits Included
8. Additional Benefits:
   • Check Images Returned
   • Free Check Safekeeping
   • Free Telephone Banking
   • Free Starter Checks
   • Free Traveler’s Checks

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Premier 50 Gold Checking

This account includes all the benefits of our Premier 50 account plus the following for only $4.00 per month.

Attributes:

1. Monthly Fee of $4.00
2. Free Branded Checks or $4.00 off any style
3. Additional Membership Benefits that include:
   • An Additional $15,000 in Travel Accidental Death Insurance
   • Pharmacy, Vision and Hearing Savings Program

For more information on any of these accounts please feel free to contact any one of our Customer Services Representatives. You may also contact Member Headquarters directly at 1-(877) 227-3123 for more information about Membership Benefits. We look forward to hearing from you.

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